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Management Team

Ray Smith


Mr. Smith has over 34 years experience in the insurance industry. His career started as an Automobile adjuster which led him into Automobile and Heavy Equipment Estimating. In 1986 Mr. Smith moved on to the Homeowners business handling the adjustment and damage appraising of homeowners claims to include casualty adjusting. Mr. Smith became property manager for a local Property and Casualty Company which specialized in Automobile, Homeowners and Commercial Property and Casualty Insurance. Mr. Smith was promoted to Assistant Claim manager overseeing the claim staff and a select group of Independent adjusters who handled claims throughout the State of Florida. His duties included managing the staff, supervision of all large losses, Arson claims, Appraisal files and Litigation files to include preparation for trial and to provide testimony on behalf of the company at trial. Mr. Smith ran the Catastrophe unit for Hurricane Andrew on behalf of the company. Mr. Smith worked briefly for Florida Insurance Guarantee Association as a Supervisor before partnering with Turse Clarke, Inc. as Vice President running the Miami office for this regional Independent Adjusting Company. Mr. Smith has extensive training and knowledge in both the Insurance Company Claims Department and the Independent Adjusting Company.

Audie Silcott

Claims Manager

Mr. Silcott has over 22 years in the insurance business beginning with underwriting to overseeing the daily operations of the claims department at a major insurance company, as the Assistant Vice-President of Claims. He has handled all types of homeowners property and liability claims as well as commercial losses.  Mr. Silcott specializes in Alternative Dispute Resolutions to include litigated claims as well as claims which were sent through the Appraisal and Mediation process. His other areas of expertise include, large fire/water damage claims.  Mr. Silcott successfully completed Vale Tech Adjuster Training at the top of his class.  With extensive knowledge of both the underwriting and claims departments, Mr. Silcott possesses a full and complete understanding of the insurance business.

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